Posts Tagged ‘Personal injury’
Tom Baldwin announced Retirement


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Tom Baldwin announces Retirement
Tom was born in 1958 in Killester. Son of a Company Senior Manager with a staunch trade union background and a mother whose father was a tailor and cutter again deeply involved in trade unionism. Tom grew up with a great respect for workers rights and the rights of the ‘little guy’. To this day he refuses, on principle, to act for any Bank or Insurance Company whose values he condemns as immoral.
Prior to qualifying in 1980, Tom was in charge of The Free Legal Advice Centre (FLAC) in Ballymun, which operated out of the basement of Padraic Pearce Tower. The majority of the work involved Family Law and this involvement was an eye opener to the dreadful social conditions and environment in which people lived. At that stage there was no Civil Legal Aid available in Ireland.To this day, Tom has ensured that no one has been deprived of legal services from his firm because of lack of finance.
Initially practicing from Killester Park, Tom moved his practice into Fairview in 1983 and continued to service the needs of those he had originally acted for on a free basis as well as developing a private practice to cater for the needs of other clients.
Tom has written for many national papers including The Star (as Legal Eagle) and The Sunday Independent. Now Tom is retiring to concentrate on writing, and will continue to call out the big corporations and their immoral behaviour -as well as exposing those in the pay
Tom is delighted to have served the locals in Marino and Fairview as well as many throughout the country.
You can keep up with Tom via his blog.

You Need Your Solicitor
At Early & Baldwin we divide our work into three separate Departments. Personal Injuries, Family Law and Probate & Conveyancing. Over the years it has actually evolved that way due to our involvement with our clients and their needs. When I qualified in 1980 there was in general, the local solicitor who undertook all types of work. I had been a Director of The Free Legal Advice Centres (FLAC) so had been heavily involved in Family Law. I was in charge of the Ballymun Centre located in the basement of Padraic Pearse Tower, since demolished as part of the Ballymun Regeneration Scheme. Our clients, primarily the women of Ballymun with children, needed us when their husbands abandoned them. There was no civil legal aid available to people and FLAC stood in to help. Disgraceful situation people were in but sure this is Ireland, and it seems we’re used to it ! While they were tough times, it really was the first time in my life that I came face to face with such abject poverty and deprivation. A learning curve I would never forget. After qualifying, I did a lot of Family Law Cases and indeed, continue to do so today. I’ve recently engaged the services of Carol McGuinness, one of the best family lawyers around, to head up our Department.
Well then… Why did we open a Department dealing with Personal Injury Law? In 1987 my law firm partner Kevin Early died. He was primarily involved in the Conveyancing and Probate work, while I looked after Litigation and indeed Family Law. With the introduction of lawyer advertising, which was not previously available, I saw an opportunity to change the direction of the firm from where we were, a general practice, to a more progressive model which could be developed to better meet the needs of our clients. I made it policy that we would not act for Banks, Insurance Companies or indeed large Corporations. I felt that as our clients were ordinary decent people that we owed it to them to act solely for them and not have any conflict of interest. Unlike some of Ireland’s ‘leading’ law firms which it appears, employ ‘Chinese Walls’ to enable them act for all sides ! But I digress.
We made some radio ads, employing Emmet Bergin to do the voice overs. He was the sexy Auctioneer in the RTE Sunday night soap Glenroe. The ads worked well and we established a Personal Injury Law Firm. This Firm took on the cases of the ‘little guy’. There was a great buzz in the Office. We all pulled together and engaged with our clients. We saw people at the lowest point in their lives having suffered in an accident. Many lost limbs or had disfiguring injuries. We came into contact with mental health issues and depression. All of life flashed before us and we felt job satisfaction like never before.
All this continued for a number of years until our Government, after lobbying from the Insurance Industry, brought in PIAB, the Injuries Board to take our work away and take it out of the hands of lawyers. It seems they only felt that Big Corporates should avail of lawyers, not the man/woman in the street. Even the Law Society were not happy with our Firm. Their Director General personally told me that they ‘didn’t act for me’. Tough times followed but eventually the Courts pointed out the error of their ways to the Government who couldn’t Ban Lawyers from Personal Injury Cases. The injuries Board continues but we can take our cases to the Courts once we deal with the formalities, should it be appropriate.
Well, as a result, we now have a Personal Injury Department. Excellent people I work with and great clients as before.
LegalEagleStar , Wednesday 26th. July 2017.
‘To those that have more will be given and to those that have not, even that will be taken away.
Today I signed up a new client. She had the misfortune to practically amputate her leg in an accident. The photos of the injury are disturbing to say the least. She had a smile on her face and was very positive. ‘Sure, it probably saved me from something much worse she said.’ I explained the ‘new’ personal injury process; having to go through the Government Personal Injury Assessment Board before we could properly deal with her case. She just said, ‘I’m leaving it in your hands. Just look after me.’
Sitting here now, I’m saddened that my hands are practically tied at this point in time. Yes, we’ll do our work and make sure we get in the evidence but I cannot be but frustrated that our State has imposed such restrictions on me, a professional in the exercise of my professional work. The Government set up this Injury Scheme in the name of the Citizen, to get rid of those greedy lawyers. Nothing could be further from the truth. The fact that I cannot issue a Writ without first going through the State imposed Scheme, is in my opinion, an abuse of power by the State. All Citizens should be entitled to bring their case to Court. It is their right as far as I am concerned.
The Insurance Federation Advertising Campaign again comes to mind. The way they treat the Citizen is nothing short of disgraceful. The inference being that the Irish people are all chancers. That they are out for what they can get. Your neighbour is making money while you all pay up. I suppose it’s nothing more than the way the State is treating it’s citizens now in all aspects of life. Wasn’t it scripture that informed us…. ‘To those that have more will be given and to those that have not, even that will be taken away.’ Well that seems to sum up Ireland in 2012. One law for the rich and another for the ordinary Citizen. Will it ever change?
LegalEagleStar , Tuesday , 9th. October , 2012
Mary wants to know what a 3rd. Party Notice is ?
Q: My name is Mary and I was served with something called a 3rd Party Notice today and I don’t really understand what it is? There was a car accident about two years ago where there was a bit of a pile up situation. I stopped at a traffic light and the car behind my car hit me and the car behind that hit him. I think the individual in the third car was injured because if I remember correctly an ambulance was called. The damage to my car was minimal and I never made a claim. Upon reading the documents I was served with today I believe the individual in the third vehicle is suing the man in the second or middle vehicle for personal injuries and some other reliefs and now that man who is called the Defendant is suing me. I’m a bit confused as I stopped safely at the traffic lights and the car behind me, clearly didn’t notice the lights had changed and broke suddenly which it seems caused a domino effect. What do these documents mean and do I have to go to Court?
A: Mary this is called third party procedure. The Defendant, the man in the second car, believes you to be at fault in the accident and believes you are the correct defendant. What would have occurred so far is that the Plaintiff, the individual in the third car, has brought proceedings against the defendant. The defendant would then have brought a motion to issue and serve a third party notice on you. The Plaintiff did not have to attend this motion unless they wished to add you as a co-defendant and they obviously did not wish to pursue this. Effectively there are now two sets of proceedings in place. The first is between the Plaintiff and Defendant and if that case proceeds and the Defendant is found liable, then the second case between the Defendant and you as the third party takes place. Ultimately, at this point, the Defendant becomes the Plaintiff and you, the third party, become the Defendant. At this point where, we are presuming the Defendant is held liable for the accident, the court will access if all or any of that accident was your fault and a percentage of liability anywhere between 0% and 100% could be apportioned for blame.
What I would advise you to do Mary is contact a solicitor to discuss the matter fully with them and give your full account of the accident as you recall it. I would advise you to do this immediately as you have just ten days from service of the third party notice upon you, which is today, to make an appearance. You can do this yourself if you wish but your instructing solicitor can do this for you also and then they will become the solicitors on record for you and contact the other parties on your behalf to discuss the case.
LegalEagleStar, Wednesday 20th. April, 2011.
Are we really the ones with the Brass Neck ? You v. Insurance Co.
We’ve all heard the stories about the Mafia and their influence over politicians. Maybe not the Mafia itself but some other equally obnoxious grouping of wealthy gangsters who influence our lives to our detriment. In Ireland today, it is my opinion that the citizen has been targeted by unscrupulous individuals and companies as never before. I suppose the most obvious matter before the people at present is the totally unjust and indeed the scandal of the working man having to pay out of his own pocket to cover the debts of the wealthy gamblers who have bankrupted our country. Well haven’t we been targeted for years in similar ways but made to feel it was us in the wrong? That it was our fault that Big Business was being ripped off by us and not the other way round. That we’re all chancers out to make a quick Buck at the expense of what have been portrayed as seemingly Charitable Institutions. In this particular case, I’m referring to the Insurance Industry.
Our Government scream at us that we need our Banks. That civilisation as we know it will come to an end without them. Bail them out at any cost, and then repeat as necessary. They take a similar view when dealing with an allied industry, The Insurance Companies. It is not too long ago that the Insurance Corporation of Ireland, owned then by AIB , was ‘Bailed Out’ at the taxpayers expense. So bailouts include the Insurance Companies as well as the Banks. Why? Who owns these Insurance Companies? Do we? Is it a national insurance fund set up for our benefit? One would think so but in reality, well, the same people who own and use our Great Banking System. I’m reminded of an Insurance Individual that had retired as the returns on his investment were returning something like less than 60% profit. Post 9/11 he came out of retirement as profits of in excess of 85% were predicted. So, he had retired because he was not happy that his Profits from the Industry were not Huge as had been the case for years.
In Ireland we see on our Television Screens on a regular basis, the sight of You, yes You going on holiday after you’ve been involved in an accident. The voice over from this Insurance Company advertisement tells you in no uncertain terms that you are so doing at the expense of the rest of us. We have the Television Advert where you are seen as having an ever extending nose ! That exaggerated claims are a crime. That you are a terrible person! That You have caused a Claims Culture and that you are fraudulently claiming money from Insurance Companies that you are Not entitled to. Then our Government (enter Mary Harney) told us that you cannot have big payouts AND low premiums. We were asked if we wanted Large Awards and abnormally High Premiums or if we want ‘normal’ awards and normal premiums. We are told that the Insurance Companies lose money as a result of our actions. The Insurance Companies don’t highlight the extent to which the ‘losses’ are often much smaller than they make out or not real at all. These ‘losses’ are used to justify steep increases in premiums but they don’t take account of the very substantial interest earned on the years premium that you pay up front and on the money put aside to meet claims made now but not paid for three or four years. The Insurance Industry has admitted in the past that the principle reasons for increases in premiums is the fact that Insurance companies ‘re-adjust’ to compensate rate reductions due to competitive pressure over the past number of years. Even this is not the whole truth.
In the past the Insurance industry persuaded the Government that if they abolished Juries, which were made up by You and your neighbours, that they would be able to reduce premiums. The Government followed suit and abolished Juries i.e. your say in what was fair and just. The Judges then assessed awards, not you. Awards went up but never did the Insurance Industry admit that Juries had got it wrong. That Juries had erred on the side of caution and indeed their awards were tending to be on the low side. That they should have been awarding Higher awards. Then they persuaded the Government to deny the citizen the constitutional right to bring a case before the Court at first instance and established the Personal Injuries Assessment Board, PIAB. This initially was openly labelled as a ‘Lawyer free Zone’. PIAB was and is made up by claims personnel recruited mainly from the Insurance Industry. So the citizen was expected to pursue their claims, on their own, denied the services of a lawyer ,the specialist in this area and deal directly with PIAB. PIAB, remember have the benefit of their own claims handling specialists and indeed lawyers. Again the citizen, the victim, was being denied his/her rights and made to stand alone. Not dissimilar to the citizen standing alone against the Banks and their Building Societies etc.
BUT we are being conned, yet again. All the ‘competitive pressures’ is a smokescreen. You must hand it to the Insurance industry. They have such a brass neck that they don’t even get a red face when exposed. Insurance Companies are in the business of making money. They are there to make a profit for their shareholders. Those shareholders will get out of the Industry unless they get a high return on their investment. They are quite similar to bondholders who invest in Banks to make a profit. Bondholders have become the enemies of the people with talk such as ‘Burn the Bondholders’ but there is no such talk concerning the ‘Shareholders’ who demand high Premiums to satisfy their lust for, Your Money and on a yearly basis.
One of the best devices employed by the Industry has been to divide and conquer. Allow small business to treat everyone as though they are Frauds. And yes, all this propaganda and the millions of Euro spent on advertising has indeed worked well for them. Insurance companies now want us to regard anyone who makes a claim for whiplash injuries to be viewed as a possible fraudster until proved otherwise! They cite the disgraceful cases where ‘chancers’ and indeed criminals have made fraudulent claims. Yes, unfortunately there have been some and I for one would say that nothing short of prosecution and imprisonment would suffice to deal with such criminal behaviour. Such claims have been few and far between despite what you have been told. The use of Solicitors in the past has been an assist to the Courts in weeding out such cases. No solicitor in his right mind will take a case which he/she knows to be false. The Courts would and do throw such cases out. If a solicitor loses a case it is at great personal cost. Not a practise to be encouraged. If on the other hand you are referring to cases which the Insurance Company settles which you are then told is ‘suspicious’ then be aware, be very aware. In my thirty years plus practising personal injury law I have not seen a case been settled where such has been the case. I’m not saying it hasn’t happened but it would be so rare as to be almost negligible in the whole scheme of things. Of course the Insurance Federation will use such instances to their benefit as ‘justification’ for their actions in promoting their ‘Fraudulent Claims Culture’. That of course doesn’t mean that I haven’t heard Solicitors and Claims Assessors making such remarks and on a regular basis. Many cases where it was claimed that the injuries have been exaggerated have in fact seen people end up in great pain and suffering at a later stage. My view is that we can’t allow them to dictate what is fair compensation. They want higher premiums and lower awards. Courts and Judges, if not you serving on a Jury, must be the decider of what is fair in the circumstances of the particular case. A broken arm cannot be the same to an artist as to an office worker and today PIAB decide on what they alone consider proper. Only after PIAB, or should I say ‘The Injuries Board’ which they now call themselves, disposes or releases your claim can your lawyer take the matter over and pursue your claim through the Courts. Justice delayed is justice denied.
Last week I referred to reform of the legal system. I mentioned providing a level playing field. Well The Law Society at the behest of the Government restricted advertising by solicitors, in particularly those providing personal injury services. It was those solicitors, who for the first time in Irish Legal History, brought cases before the courts for people who could not afford to pursue their cases before the Courts. They made the law accessible to the people for the very first time. Law no longer was just for the rich but for you and me. This was done on a No Foal no Fee basis. That has now been outlawed and although some solicitors still take such cases, they do so at the risk of sanction by their professional body. The old saying is very true today: ‘One law for the Rich and another one for the Poor’.
LegalEagleStar Wednesday, 13th. April 2011.
I’m so Depressed
Q I AM feeling very depressed at the moment as I am writing this note from my hospital bed.
Last Saturday week I was knocked from my bicycle. I was taken by ambulance here to hospital. I can remember being hit by this car which didn’t stop. There were no witnesses. Is there anything I can do ?
A FORTUNATELY , Yes. A personal injury solicitor can take instructions from you even as you sit in your hospital bed.
He/she will have your accident fully investigated in order to ascertain the facts before proceeding. Presumably the Gardai would also be involved. If the motorist can be found he/she would be the defendant. If would appear unlikely that the hit and run driver will be found, but don’t distress yourself as the Motor Insurance Bureau of Ireland must now deal with such cases.
THE STAR , Friday March 23, 1990
Doctor wrong now can I sue?
Q OVER the past three years my seven year old daughter has been suffering from throat and ear infections. The doctors eventually decided to take out her tonsils which was a traumatic ordeal for her. About three weeks after the operation her prior symptoms returned as bad as ever. Obviously taking out her tonsils was not the answer to her problem. Would you advise me to pursue a medical negligence claim against the doctor for carrying out this procedure at great financial cost not to mention the pain and suffering to my daughter.
A NO I would not recommend that you pursue the Doctor treating your daughter for medical negligence. Children suffer from many diseases and your doctor is the competent expert to diagnose and treat her correctly. He would not have taken her tonsils out, especially nowadays, unless he decided it was essential and in the child’s best interest. You must rely on the professional expertise of your doctor. In the unlikely event that your doctor misdiagnosed your child’s condition and she suffered as a result of his negligence you may be entitled to sustain an action against him due to his professional negligence. The proofs necessary to sustain such an action are onerous but a good Personal Injury Solicitor would be able to help you should you be the victim of medical negligence.
THE STAR, Friday January 19, 1990
The good and bad
Q SOME time ago I read in your column in answer to my problem that I should go and see a good Personal Injury Solicitor.
Could you please tell me how do I know a good one from a bad one when almost any Solicitor would take my case but not necessarily get me the same compensation?
A I SYMPATHISE with your dilemma. Until recently the majority of Legal Firms have been general practices i.e. they dealt mainly with conveyancing and probate matters.
They also provided other services such as company formation and client court cases both criminal and civil. Over the last few years the volume of work has increased generally resulting in a number of firms specialising in areas of work as opposed to general practice. My own firm for example is a Personal Injury Firm. It is very important that you make the right choice of Solicitor. Talk to your Solicitor. If you feel that you are comfortable with him/her the feeling will probably be mutual. Give them a chance as they are very busy people.
THE STAR Friday January 5, 1990