LegalEagleStar

… a kind of Legal Column

Drunk bumped my car

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Q   OVER the Christmas period while driving home from work a drunk wandered out into the path of my car.

The man bounced off the bonnet of my car and was taken to hospital, fortunately not badly hurt. What is worrying me now is must I report the incident to my Insurance Company?

A   YES, you must report the accident to your Insurance Company as provided in your Policy. If you do not do so you may find that your Insurance Company may try to avoid indemnifying you in the event of the injured party suing you. When the Insurance Company gets your notification of the accident they will furnish you with an Accident Report Form which you should complete and return to them.

At this stage they are on notice of a possible claim and may well try to knock your No Claims Bonus.

The drunk may take advice and decide to sue you. Most will not, but remember that you have a duty to look out for pedestrians while driving your car.

This duty is particularly onerous when concerned with children.

In any event tell your Insurance Company about the accident and leave the matter with them.

THE STAR , Friday January 12, 1990

Written by LegalEagleStar

December 31, 2010 at 4:53 pm

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